Products We Offer

At I.C. Insurnace, we provide personalized guidance to help you find the perfect policy for your home. With the right coverage, you can rest easy and stop worrying about life's uncertainties. Your home is your sanctuary, but it's also vulnerable to unexpected threats. That's why having an insurance policy that fits your needs is crucial. Protect your most valued assets and enjoy peace of mind with us.

Car insurance is like an invisible shield that protects you and your loved ones while you drive. Every time you hit the road, you're exposed to potential dangers, which makes having the right car insurance crucial. While car insurance requirements vary from state to state, most states require the standard coverages we are happy to review with you, give us a call. 

Are you the kind of person who takes every possible measure to safeguard the things you cherish the most? We totally get it! We recommend protecting what you cherish most with umbrella insurance. This coverage goes beyond auto and homeowners insurance, providing extra protection. Talk to one of our agents today to ensure your peace of mind.

We offer life insurance to help you protect your family's future. This coverage provides a tax-free lump sum benefit to replace lost income.  We understand that hard-working families want to ensure their loved ones are protected in the case of an unexpected death. That’s why we can help you find the coverage you need to care for your family, even if you're not around to provide for them.

Are you planning to build your dream home from scratch or thinking of renovating your current property? We've got something special just for you! Our builder's risk policies are tailored to protect your property under construction, including both existing structures and building materials, until the project is completed. So, you can focus on your vision and leave the worries to us.

Your condo association's insurance policy only covers the exterior of your property and common areas, not your personal belongings. You need condo unit owner insurance to protect your belongings and cover interior repairs. This policy can also assist with paying necessary association fees in the event of a loss. Let's make sure you're fully protected and ask about the Loss Assessment endorsement. 

As a landlord, you need to ensure that your property is well-maintained and that you have the right insurance coverage in place. Landlord insurance is a must-have, it protects your rental property and provides liability coverage. Your standard homeowners policy only covers owner-occupied homes, not rental properties. If your renting out your property, make sure to give us a call to review.  

 With a renters policy, you can rest easy knowing that your possessions are protected. Whether you're renting an apartment, condo, college dorm room, or house, you deserve to have that peace of mind. It's like having a safety net for the things that matter most to you! 

Floods are a common natural disaster in the US, affecting millions annually. Even an inch of water in a home can cost over $25,000 in damages. We highly recommend flood insurance for all our clients, regardless of risk level. It could make all the difference in a quick recovery versus a financial disaster.

Whether you hit the road all year round or just a few times a year, I.C. Insurance has got your back! Our top-notch protection plans will give you the peace of mind you need to fully enjoy your adventures, while we take care of everything else. So, buckle up and get ready for the ride of your life!

We understand that your motorcycle is more than just a method of transportation. It’s your pride and joy. With so many different options out there, our I.C. Insurance team will guide you through your decision process so you can ride off into the sunset feeling confident you have the best policy for you and your motorcycle. 

Having the right boat and personal watercraft insurance is essential for a great time on the water, whether you're fishing locally or sailing globally. While not required in many states, it's highly recommended for peace of mind. This insurance covers your watercraft, trailer, and passengers against accidents and water-related incidents, and you can choose your desired level of coverage.

Consider getting a personal articles floater policy for high-value items like furs, jewelry, fine arts, and more. This policy provides all-risk coverage for scheduled personal property valued over $3,000. It's recommended for items that require an appraisal. This separate policy ensures full coverage with little to no deductible. Contact us to review your high-value items and get our recommendations.

We offer business insurance in Virginia and select areas of North Carolina. Our commercial agents work with over 30 insurance partners to find you the best coverage at a great rate, ensuring that your assets and employees are protected from risks and unexpected events.